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32 Projects does not hold an Australian Credit Licence and is not a credit representative, and receives no fee, commission or other benefit for referring you to a mortgage broker. Referrals are made to a credit representative of All Finanz Group, Australian Credit Licence 515210. Nothing on this page is credit assistance, financial advice or a recommendation to apply for any credit product. 32 Projects does not arrange, provide or assess finance. Lending criteria, approval and eligibility are matters for the lender. Obtain independent advice from a licensed credit adviser before making any decision.